Car insurance or any other form of insurance for a vehicle is the insurance purchased against that car or vehicle. The main aim of such kind of insurance is to protect oneself from suffering heavy loss in case the vehicle meets with an accident and also against the liability that may be incurred because of the accident. Generally a person is advised to purchase insurance from a reputed company having a good feedback from the persons already having some deal with the company.

THINGS TO REMEMBER DURING CAR INSURANCE:

1.) Basically car insurance is of two types comprehensive and third party insurance. The comprehensive one is mostly recommended by most of the advisors. But suppose your car is not that costly and you feel that in case of accident you would not suffer much, and then you can have only the third party insurance. In other cases both type of insurance is needed.

2.) Another point to keep in mind is that always have a third party insurance because in most of the countries it is illegal to own a car which does not have a third party insurance.

3.) The insurance covers several features, a few of the important ones you should keep in mind are
a. Facility for Direct Settlement: This is the case when the company directly covers the insurance by dealing with the workshop where the car is sent to be repaired.
b. Settlement with network dealers: - This saves you from lot of tension .You don’t have to go for reclaims and take necessary worries.
c. Claim settlement within 7 days: In this case, either you will get the compensation or the full cost of the vehicle is reimbursed to you within 7 days.
d. Some reduction in premium:  If a person chooses an amount say 10000, then in case of accident he has to pay that much amount first and the rest amount is covered by the company. However it reduces the premium the person will need to pay.